Former financial institution worker Clare Roughley, 39, used her insider information to steal about £325,000 from nan, her mum, dad and a disabled girl she cared for to fund her playing habit over the course of six years
Image: Liverpool ECHO)
A granddaughter learn her nan’s eulogy at her funeral as she stole £58,000 from her in life and loss of life.
Clare Roughley, 39, stole about £325,000 from nan, her mum, dad and a disabled girl she cared for to fund her playing habit over the course of six years.
The former financial institution worker used her information to “systematically, ruthlessly and remorselessly extract every last penny” from their accounts, a choose stated.
The mum-of-two secretly arrange on-line entry to her mum, dad and nan’s financial institution accounts so she may withdraw money each time she needed, LiverpoolEcho stories.
Her mother and father’ payments have been paid routinely by direct debit they usually have been drained of their life financial savings over time.
Peter Hussey, prosecuting, advised Liverpool Crown Court she stole £91,437 from her dad Raymond Roughley, £158,735 belonging to her mum, Delwyn Roughley and £58,221 belonging to the property of her grandmother, Theresa Leyland.
When a card was declined or queries got here up about lacking invoice deadlines, Roughley abused her household’s belief on methods to advise them to reply.
Her crimes solely got here to mild in March 2020 when each mother and father found their accounts had been emptied.
Mr Hussey advised the court docket how Raymond “discovered, to his horror, the balance on his account had been reduced to zero”.
The barrister advised the court docket Roughley took benefit of her mum and pa’s “financial naivety”.
He added: “The defendant had manipulated her parents’ bank accounts, enabling herself to use them as she pleased.”
She additionally arrange private loans and bank cards and linked them to their accounts. Both mother and father have since been hounded over money owed they don’t seem to be chargeable for.
Roughley stole from her nan – in each life and loss of life. In 2019 she preyed on her estated even after she left with a £6,000 inheritance.
She additionally took benefit of Jean Almond, who she helped to take care of and would usually take her out on purchasing journeys.
Roughley stole £17,220 belonging to Jean and her husband Geoffrey Almond, between December 10, 2019, and February 23, 2020.
Roughley’s rip-off went so far as organising phone calls from a supposed financial institution worker named Gemma to repeatedly discuss her victims by means of their spending and reassure them about their accounts.
No authentic financial institution worker has been traced and it’s suspected that Gemma was certainly Roughley.
Sign up for our every day publication to maintain updated with all of the important data at www.mirror.co.uk/electronic mail .
Mr Hussey learn harrowing statements on behalf of Roughley’s mother and father and Jean.
When the thefts got here to mild, Raymond stated: “Me and my wife just cried in each other’s arms thinking ‘what did we do to deserve this?’… No one can imagine what living my life has been like. I’m scared for the future, I’m scared I have to pay all this debt I haven’t taken out.”
He added: “I couldn’t believe what my own flesh and blood had done to me… I never in a million years would have imagined Clare to be capable of this.”
Recalling March 11 of final 12 months, the second she found her daughter’s crimes, Delwyn stated: “I can’t put into words how totally helpless I felt. I couldn’t believe what was happening to me.”
She added: “She acted like the perfect daughter. Never did I expect her to be able to deceive me as she did.”
Jean stated: “We had believed Clare to be a valued member of Jean’s care team and had a special relationship with Jean. The realisation Clare was stealing from someone as vulnerable as Jean was a body blow.”
Roughley, of St Helens, admitted 4 counts of theft and one rely of fraud.
Jeremy Lasker, defending, stated his shopper was beforehand of excellent character and was remorseful for her actions.
He advised Liverpool Crown Court Roughley stole “to pay off her ever-increasing gambling losses”.
He added: “I don’t put that forward as an excuse. There is no excuse for what she did. But the court should be aware how over this six-year period, or thereabouts, the gambling took a complete hold of her life.”
Recorder Imran Shafi, QC, described the matter as “an extraordinary case” and Roughley as “an accomplished fraudster”.
The choose stated: “You systematically, ruthlessly and remorselessly extracted every last penny from your victims, caring not that you were destroying their lives.”
Roughley was sentenced to a complete of six years in jail and made the topic of restraining orders designed to guard her victims.